Fraud on my Credit Card - How it Was Done

Sometime in the middle of last month I logged into my online bank account to look up the outstanding on my Credit Card. The amount outstanding on my card should not have been more than 10% of my credit card limit. To my utter shock the outstanding was 90% of my card limit with just 10% limit available! My heart missed a beat. I scrolled down the statement on the screen to see the details of transactions. A fraudster had made 7 transactions on my card in United Kingdom in well known supermarkets like Sainsbury’s, Tesco and a couple of others. Four transactions were in London and 3 in some other city. Also these transactions were not online (internet) transactions. I pulled out my wallet to see if my credit card was with me. It was very much there; safe in its place. I immediately called the bank toll free and explained that these were not my purchases! A trickster had made purchases for around GBP 550 using my card details in the UK. Needless to say I got the card blocked and had a new one re-issued. Fortunately for me the card was issued by the bank I work in; so I managed to have the amount reversed. Also luckily the limit on my card was low, so the cheat could not get much.

According to the bank fraud management such frauds are possible by capturing the data of the credit card by a skimming device which looks similar to a normal POS machine. Thus the cardholder’s details could be captured and a duplicate of the card could be made. I understand this is more rampant in some far eastern countries as well as some South Asian countries. I had traveled to Sri Lanka on a holiday some 6 months ago and I suspect that this must have happened there. So card holders; beware of such frauds apart from the regular online frauds that are so common these days. Whenever your card is being swiped keep an eye on the machine used. Do not move away from the cashier until you complete the transaction. If you do travel to other countries; the safest thing to do is to have your card replaced after you return. Also keep tracking your card online on a regular basis.

Debit cards are more vulnerable to fraud. We were victims of one such fraud with our debit card. Colleagues can turn into enemies. My wife’s debit card was stolen from her bag and it was used to make a purchase of an expensive mobile phone worth $600! So ladies beware! Don’t keep your debits/credit cards in your vanity bags! This time we were unlucky as we did not get any reversal of the transaction, being a debit card which is as good as CASH.

Friends; take care of your plastics!

Interesting Stuff..Knew This?

The most common name in the world is Mohammed

The name of all the continents end with the same letter that they start with.

The strongest muscle in the body is the tongue.

There are two credit cards for every person in the United States.

It is impossible to lick your elbow.

People say "Bless you" when you sneeze because when you sneeze, your heart stops for a millisecond.

It is physically impossible for pigs to look up into the sky.

The "sixth sick sheik's sixth sheep's sick" is said to be the toughest tongue twister in the English language.*

If you sneeze too hard, you can fracture a rib. If you try to suppress a sneeze, you can rupture a blood vessel in your head or neck and die.

Each king in a deck of playing cards represents great king from history.

>Spades - King David*

>Clubs - Alexander the Great,*

>Hearts - Charlemagne*

>Diamonds - Julius Caesar.*

-----------------------------------------------------------

111,111,111 x 111,111,111 = 12,345,678,987,654,321
(Count out the answer)*

-----------------------------------------------------------

If a statue of a person in the park on a horse has both front legs in the air, the person died in battle. If the horse has one front leg in the air, the person died as a result of wounds received in battle. If the horse has a all four legs on the ground, the person died of natural
causes.

What do bullet proof vests, fire escapes, windshield wipers and laser printers all have in common?
Answer - All invented by women.

A crocodile cannot stick its tongue out.

A snail can sleep for three years.

All polar bears are left handed.

American Airlines saved $40,000 in 1987 by eliminating one olive
from each salad served in first-class.

Butterflies taste with their feet.

Elephants are the only animals that can't jump.

In the last 4000 years, no new animals have been domesticated.

On average, people fear spiders more than they do death.

Shakespeare invented the words 'assassination' and 'bump'.

Stewardesses is the longest word typed with only the left hand.

An ant always falls over on its right side when intoxicated.

The electric chair was invented by a dentist.

The human heart creates enough pressure when it pumps to squirt blood 30 feet.

Rats multiply so quickly that in 18 months, two rats could have over a million descendants.

Wearing headphones for just an hour will increase the bacteria in your ear by 700 times.

The cigarette lighter was invented before the match.

Most lipstick contains fish scales.

Honorable MEN

Must Read for Every Man and of course Woman (to understand man)

If a female is reading this article then just realize the value of a man; and if its a male then feel proud of after reading it!

"One day, while a woodcutter was cutting a branch of a tree above a river, his axe fell into the river. When he cried out, the Lord appeared and asked, "Why are you crying?"

The woodcutter replied that his axe has fallen into water, and he needed the axe to make his living.

The Lord went down into the water and reappeared with a golden axe. "Is this your axe?" the Lord asked.

The woodcutter replied, "No."

The Lord again went down and came up with a silver Axe. "Is this your axe?" the Lord asked.

Again, the woodcutter replied, "No."

The Lord went down again and came up with an iron Axe. "Is this your axe?" the Lord asked.

The woodcutter replied, "Yes."
The Lord was pleased with the man's honesty and gave him all three axes to keep, and the woodcutter went home happy.

Some time later the woodcutter was walking with his wife along the riverbank, and his wife fell into the river. When he cried out, the Lord again appeared and asked him, "Why are you crying?"

"Oh Lord, my wife has fallen into the water!"

The Lord went down into the water and came up with ANGELINA JOLIE "Is this your wife?" the Lord asked.

"Yes," cried the woodcutter.

The Lord was furious. "You lied! That is an untruth!"

The woodcutter replied, "Oh, forgive me, my Lord. It is a misunderstanding. You see, if I had said 'no' to ANGELINA JOLIE , You would have come up with CAMERON DIAZ . Then if I said 'no' to her, you would have come up with my wife. Had I then said 'yes,' you would have given me all three. Lord, I am a poor man, and am not able to take care
of all three wives, so THAT'S why I said yes to ANGELINA JOLIE ."

The moral of this story is: Whenever a man lies, it is for a good and honorable reason, and for the benefit of others.
That's our story, and we're sticking to it! - "WE ARE HONORABLE MEN!!!!!!"

When 'Worse' is Not the 'Worst'!

A father passing by his teenage daughter’s bedroom was astonished to see the bed was nicely made and everything was neat and tidy. Then he saw an envelope propped up prominently on the centre of the pillow. It was addressed "Dad". With the worst premonition, he opened the envelope and read the letter with trembling hands:

Dear Dad,

It is with great regret and sorrow that I'm writing you, but I'm leaving home. I had to elope with my new boyfriend Randy because I wanted to avoid a scene with Mom and you. I've been finding real passion with Randy and he is so nice to me. I know when you meet him you'll like him too - even with all his piercing, tattoos, and motorcycle clothes. But it's not only the passion Dad, I'm pregnant and Randy said that he wants me to have the kid and that we can be very happy together. Even though Randy is much older than me (anyway, 42 isn't so old these days is it?), and has no money, really these things shouldn't stand in the way of our relationship, don't you agree? Randy has a great CD collection; he already owns a trailer in the woods and has a stack of firewood for the whole winter. It's true he has other girlfriends as well but I know he'll be faithful to me in his own way. He wants to have many more children with me and that's now one of my dreams too. Randy taught me that marijuana doesn't really hurt anyone and he'll be growing it for us and we'll trade it with our friends for all the cocaine and ecstasy we want. In the meantime, we'll pray that science will find a cure for AIDS so Randy can get better; he sure deserves it!!

Your loving daughter,

Rosie.

At the bottom of the page were the letters "PTO". Hands still trembling, her father turned the sheet, and read:

PS: Dad, none of the above is true. I'm over at the neighbour's house. I just wanted to remind you that there are worse things in life than my report card that's in my desk centre drawer. Please sign it and call when it is safe for me to come home. I love you!

The Perfect Boss

There were about 70 scientists working on a very hectic project. All of them were really frustrated due to the pressure of work and the demands of their boss but everyone were loyal to him and did not think of quitting the job. One day, one scientist came to his boss and told him - Sir, I have promised to my children that I will take them to the exhibition going on in our township. So I want to leave the office at 5 30 pm. His boss replied "OK, You're permitted to leave the office early today".

The Scientist started working. He continued his work after lunch. As usual he got involved to such an extent that he looked at his watch when he felt he was close to completion. The time was 8.30 PM. Suddenly he remembered of the promise he had given to his children. He looked for his boss, he was not there. Having told him in the morning itself, he closed everything and left for home. Deep within himself, he was feeling guilty for having disappointed his children. He reached home. Children were not there. His wife alone was sitting in the hall and reading magazines. The situation was explosive; any talk would boomerang on him. His wife asked him, "Would you like to have coffee or shall I straight away serve dinner if you are hungry. The man replied "If you would like to have coffee, i too will have but what about Children?"

Wife replied "You don't know? Your manager came here at 5.15 PM and has taken the children to the exhibition "What had really happened was ...The boss who granted him permission was observing him working seriously at 5.00 PM. He thought to himself, this person will not leave the work, but if he has promised his children they should enjoy the visit to exhibition. So he took the lead in taking them to exhibition. The boss does not have to do it everytime. But once it is done, loyalty is established. That is why all the scientists at Thumba continued to work under their boss even though the stress was tremendous. By the way, can you hazard a guess as to who the boss was..?

He was none other than the mastermind behind India's successful nuclear weapons missile program....

Dr. APJ Abdul Kalam, President of India.

Contributed by Dr Chandan Bhattacharya, New Delhi, India
Defence & Research Development Organization (DRDO), India! drbchandan@yahoo.com

Funny Car Clips!